Industry solution
RBI, SEBI, IRDAI and everything that applies to any company
- 4,800+
- BFSI obligations including cross-cutting law
- 3
- sectoral regulators unified in one register
- Same day
- alerting on master direction amendments
Sector pressures
What makes bfsi compliance hard
Master direction consolidation and churn
RBI issues, amends and consolidates master directions continuously. The amendment is often the operative change and it arrives without fanfare.
Cybersecurity frameworks by regulator
RBI IT Governance Directions, SEBI CSCRF and IRDAI cyber guidelines overlap substantially but not exactly, and entities regulated by more than one meet all of them.
Digital lending and outsourcing scrutiny
Lending service provider due diligence, direct disbursal requirements and outsourcing accountability place obligations on partners while leaving liability with you.
The non-financial layer is under-managed
Labour codes across branch networks, EPR on e-waste, POSH committees per location and DPDP consent for customer data are frequently owned by nobody in particular.
Coverage
Key instruments we track in depth for this sector
A representative sample, not the full list. Depth varies by jurisdiction and we will tell you exactly where it sits for your markets before you buy.
| Instrument | Jurisdiction | What it drives |
|---|---|---|
| RBI Master Directions | Central | KYC, IT governance, digital lending, outsourcing, fraud risk |
| SEBI LODR & CSCRF | Central | Listed entity disclosure and cyber resilience framework |
| IRDAI Consolidated Regulations, 2024 | Central | Product filing, distribution, policyholder protection, EoM |
| PMLA, 2002 | Central | CDD, beneficial ownership, STR reporting to FIU-IND |
| FEMA, 1999 | Central | FDI conditions, FC-GPR, ECB, export realisation |
| DPDP Act, 2023 | Central | Customer consent, breach intimation, SDF duties |
| IFSCA Regulations | Central | GIFT City units — a separate regulatory perimeter |
Use cases
How teams in this sector use Regulens
Master direction amendment tracking
Clause-level diffs when a master direction is amended, so you review eleven changed paragraphs rather than re-reading the whole document.
Branch network labour compliance
Shops and establishments, professional tax and POSH obligations scoped to every branch and its state.
Multi-regulator cyber mapping
Map RBI, SEBI and IRDAI cyber obligations into families so one control set discharges several.
Outsourcing and LSP oversight
Push obligations to partners with attestation and evidence collection, while retaining the accountability record.
“We were excellent at RBI and genuinely poor at the Factories Act canteen rules for our own back office. One register made that visible, which was uncomfortable and necessary.”
Other sectors
Not quite your industry?
See it scoped to a bfsi footprint
We configure your legal entities, licences and jurisdictions and run live intelligence for two weeks. You compare it against what your team actually caught in the same period.